If your employee benefits include legal insurance — sometimes called group legal, prepaid legal, or a legal services plan — the plan may help with some legal expenses. Coverage and current attorney participation are plan-specific, so confirm both before relying on plan benefits.
Before you book
- Contact the member-services number on your benefits card or sign in to the plan website.
- Describe the matter and ask whether the consultation and any later work are covered.
- Ask whether attorney James Madsen currently participates for your matter type.
- Request any authorization or case number and ask what costs, limits, exclusions, or copayments apply.
How using a legal-insurance plan works
- Check your coverage. Log in to your plan's member website or call the member-services number on your benefits card. Describe the matter, ask whether it is covered, and request a case or authorization number if the plan issues one.
- Confirm attorney participation. Ask the plan whether attorney James Madsen currently participates in the plan's network for your matter type. Participation can vary by plan, plan year, and matter.
- Book with your plan information. Schedule a consultation and have your member ID and any authorization number ready. The office can then verify with the plan what is covered and what, if anything, remains your responsibility.
Coverage and participation vary
Plan documents and the plan administrator's current authorization control. Coverage may depend on the employer's selected benefit, plan year, matter type, stage of the case, exclusions, limits, and provider network. The office cannot promise plan coverage or participation until the plan information has been checked for the particular matter.
Frequently asked questions
How do I find out whether my legal insurance covers my case?
Call the member-services number on your benefits card or log in to the plan website, describe the matter, and ask for written confirmation or an authorization number before your consultation.
What should I bring to a consultation if I have a legal plan?
Bring your member ID, any authorization or case number from the plan, and the papers connected to your matter, such as notices, orders, citations, or correspondence.
What happens if my plan does not cover my matter?
The office will tell you what it learns from the plan. If coverage is unavailable, you can still schedule a consultation directly with the firm, and the scope and cost of any further work are discussed before that work begins.